Terms and Conditions
Last Updated: January 2026
These terms and conditions govern the use of the Panoramaexpreso platform. By accessing or using our services, you accept these terms.
1. Acceptance of Terms
By using our platform, you confirm that you have read, understood, and accepted these terms and conditions. If you do not agree with any part of these terms, you should not use our services.
2. Service Description
Panoramaexpreso is an informational platform about real estate crowdlending in Argentina. We provide educational information about collective investments in construction and urban development projects.
3. Eligibility
To use our services, you must be at least 18 years old and have legal capacity to enter into contracts. By registering, you declare that you meet these requirements.
4. Registration and Account
You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You must notify us immediately of any unauthorized use.
5. Acceptable Use
You agree not to use our platform for illegal, fraudulent purposes, or in ways that violate the rights of third parties. We reserve the right to suspend or terminate your access if you violate these terms.
6. Intellectual Property
All content on our platform, including texts, graphics, logos, and software, is the property of Panoramaexpreso or its licensors and is protected by intellectual property laws.
7. Limitation of Liability
The information provided on our platform is educational and informational in nature. It does not constitute financial, legal, or investment advice. Investment decisions are the sole responsibility of the user.
8. Disclaimer of Warranties
Our services are provided "as is" without warranties of any kind. We do not guarantee that the platform will be error-free or uninterrupted.
9. Indemnification
You agree to indemnify and hold Panoramaexpreso harmless from any claims, damages, or expenses arising from your use of the platform or violation of these terms.
10. Applicable Law
These terms are governed by the laws of the Argentine Republic. Any dispute will be submitted to the jurisdiction of the competent courts of the Autonomous City of Buenos Aires.
11. Modifications
We reserve the right to modify these terms at any time. Changes will take effect upon posting on the platform. Your continued use constitutes acceptance of the modified terms.
12. Contact
For inquiries about these terms, contact us at: Panoramaexpreso S.A., Av. Corrientes 1234, Floor 10, CABA, Argentina. Email: contact@panoramaexpreso.com.